Terms and Conditions

These Terms and Conditions ("Terms") govern your use of the CARTRIA℠ website and related services ("Services"). By accessing or using the Services, you agree to these Terms in full. If you do not agree, do not use the Services.

1. Use of Services

You must be at least 18 years old to use our Services. You agree to use the Services for lawful purposes only.

2. Intellectual Property

All content on the CARTRIA℠ site, including reports, logos, and trademarks, is the property of CARTRIA℠ or its licensors and protected by intellectual property laws.

3. Account Responsibility

If you create an account, you are responsible for maintaining its confidentiality and for all activities that occur under it.

4. Payment and Fees

Fees for CARTRIA℠ Services are clearly listed on the site. All payments are final and non-refundable unless otherwise stated.

5. Report Accuracy

CARTRIA℠ compiles vehicle history reports from multiple reliable sources. However, we do not guarantee completeness or accuracy and disclaim liability for decisions made based on report contents.

6. Prohibited Conduct

You agree not to misuse the Services, reverse-engineer systems, scrape data, or use the Services in ways that violate laws or harm others.

7. Termination

We reserve the right to suspend or terminate access to our Services at our discretion, without prior notice, for any violation of these Terms.

8. Disclaimer of Warranties

The Services are provided "as is" without warranties of any kind. We disclaim all warranties, express or implied, including fitness for a particular purpose.

9. Limitation of Liability

To the fullest extent permitted by law, CARTRIA℠ is not liable for any indirect, incidental, or consequential damages arising from the use of the Services.

10. Indemnification

You agree to indemnify and hold harmless CARTRIA℠ and its affiliates from any claims arising from your use of the Services or violation of these Terms.

11. Changes to Terms

We may update these Terms at any time by posting revised Terms on our website. Continued use after changes constitutes acceptance of the updated Terms.

12. Confidentiality

We do not share user-specific information unless legally required. All user data is handled according to our Privacy Policy.

13. Use of Artificial Intelligence (AI)

CARTRIA℠ uses artificial intelligence (AI) tools to enhance specific features, such as vehicle price estimation, trade-in valuation, negotiation advice, and content suggestions. These tools operate on limited user-provided inputs such as vehicle specifications and browsing behavior. Outputs are automated and not human-reviewed unless otherwise stated.

No sensitive personal information is processed through AI unless legally required or with your explicit consent. AI processing follows the same data protection principles outlined in our Privacy Policy, including transparency, security, and data minimization.

By using CARTRIA℠ Services, you acknowledge that some results are AI-generated. You may request to opt out of AI personalization by contacting us at support@insurencia.com. Doing so may affect your ability to access certain AI-enhanced features.

14. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law provisions.

15. Contact Us

If you have questions about these Terms, contact us at:
Email: support@insurencia.com
Phone: 877-227-CARVIN0 (227-8640)